Financial Advisory for Construction

Built on the tools.
Focused on your finances.

We help small and medium-sized construction businesses understand their numbers, protect their cashflow, and make better decisions — from someone who has worked on site.

Construction background
Management accounts specialists
No tax — no jargon
Fixed, transparent fees
Plain English reporting

Finance that understands
your world

Catherall Consultancy was founded by Adam Catherall — a finance professional with four years of hands-on experience as a bricklayer and labourer before transitioning into non-practice finance.

That combination is rare. We know what it means to be busy but cash-poor, to take on a big contract and not know if it will actually make money, to chase payments while paying subcontractors. We have lived those pressures.

Our focus is straightforward: management accounts, cashflow, job costing, and financial insight — delivered in plain English, without the tax compliance complexity you never asked for.

4+
Years on-site in construction
AAT
Level 3 qualified
SME
Finance experience, 2+ years
£0
Hidden fees. Ever.

Three ways we can help

Every engagement starts with a conversation. Most clients begin with The Diagnostic — a one-off review that gives you an immediate picture of where you stand.

The Diagnostic

One-off fixed fee

A full review of your last 12 months' finances. We examine your cashflow, profitability, job performance, and debtor position — then deliver a clear written report with prioritised findings and a debrief call.

  • 12-month financial review
  • Cashflow health check
  • Job costing analysis
  • Written report & debrief call
Ideal for businesses who have never had an independent financial review.

Monthly Advisory

Retained monthly service

A retained monthly relationship providing management accounts, cashflow monitoring, and plain-English commentary on your financial position — plus a structured monthly call to discuss findings and agree actions.

  • Monthly management accounts
  • Cashflow monitoring
  • Plain-English commentary
  • Monthly advisory call
Ideal for businesses wanting ongoing financial oversight without a full-time hire.

Fractional Finance Manager

Premium retained service

Everything in the Monthly Advisory, plus deeper involvement: rolling cashflow forecasting, KPI analysis and tracking, finance process improvement, and coordination with your accountant.

  • 13-week cashflow forecast
  • KPI analysis & tracking
  • Finance process setup
  • Accountant liaison
Ideal for growing businesses who need a Finance Manager without the full-time cost.

Need something specific?

These services can be added to any engagement or purchased as standalone one-off projects.

Cashflow Forecast Build
A working 13-week rolling cashflow model built specifically for your business.
Job Costing Setup
A job costing template configured for your contracts and pricing structure.
KPI Analysis
Identification and ongoing tracking of the metrics that matter most for your business.
Finance Process Setup
Invoicing discipline, payment terms, and purchase order basics established from scratch.

What makes us different

There are plenty of accountants. There are very few who have actually laid bricks.

🏗️

Construction background

Four years working on site. We understand the cash cycle, the retentions, the subcontractor relationships — because we have lived them.

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No tax, no jargon

We focus on management insight, not compliance paperwork. Plain numbers, plain language, plain decisions.

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Plain English reporting

Our reports are written for business owners, not accountants. If it needs a glossary, we have written it wrong.

Fixed, clear fees

No surprise invoices. You know exactly what you are paying before we start — and it does not change.

Simple. Consistent. Every month.

The same structure every month means no surprises for you and no wasted time for us. Once it is running, each client takes a predictable block of focused time.

1

You send us your data

Bank statements, job records, and accounts — by an agreed monthly deadline.

2

We analyse your numbers

We update your management accounts and run through P&L, cashflow, debtors, and job performance.

3

We send your report

A plain-English summary — at least 24 hours before your call so you have time to read it.

4

We have your monthly call

Structured, focused — findings, priority actions, and your questions answered.

5

We follow up in writing

A brief summary of what was agreed and your next data deadline. Loop closed.

Start with a conversation

The best starting point is a no-obligation call. We will ask a few questions about your business and let you know exactly how we can help — and whether The Diagnostic is the right first step.

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www.catherallconsultancy.co.uk

Send us a message